Effective Date: August 14, 2026
Last Updated: August 14, 2026

This Privacy Policy explains how OptionsStocksAndFinancePhD LLC (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit or use the www.OptionsAndStocksPhD.com website (the “Website”), including when you purchase or access educational content, options strategies, stock strategies, subscriptions, courses, reports, or other products and services offered through the Website.

By using the Website, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

Depending on how you use our Website, we may collect the following categories of information:

Information You Provide Directly

You may provide information when you:

• Create an account;

• Purchase a product, subscription, strategy, course, or other service;

• Subscribe to emails or newsletters;

• Contact us;

• Request customer support; or

• Otherwise communicate with us.

This information may include your name, email address, billing and shipping information, telephone number, account credentials, and other information you voluntarily provide.

Payment Information

When you make a purchase, payment information may be processed by a third-party payment processor. We generally do not store complete credit-card or debit-card numbers on our own servers. Payment processors may collect and process payment information according to their own privacy policies and terms.

Automatically Collected Information

When you visit the Website, certain information may be collected automatically, including your IP address, browser type, device type, operating system, pages viewed, referring website, dates and times of visits, and general usage information.

We may use cookies, pixels, analytics tools, and similar technologies to operate, secure, analyze, and improve the Website.

2. How We Use Your Information

We may use information we collect to:

• Provide, maintain, and improve the Website;

• Process purchases and payments;

• Deliver products, strategies, courses, reports, and other services;

• Create and manage user accounts;

• Provide customer service and technical support;

• Send transactional communications;

• Send newsletters, educational materials, promotional communications, and offers where permitted by law;

• Personalize Website content and user experiences;

• Analyze Website traffic and usage;

• Detect, prevent, and investigate fraud, abuse, security incidents, and unauthorized activity;

• Comply with applicable laws and legal obligations; and

• Protect our rights, property, users, and business.

3. Financial and Investment-Related Information

www.OptionsAndStocksPhD.com provides educational and informational material concerning stocks, options, trading strategies, and financial markets.

We do not use personal information to make individualized investment decisions on your behalf unless expressly stated in a separate agreement.

Nothing on the Website should be interpreted as a guarantee of investment results or as individualized investment, legal, tax, or financial advice. Trading stocks and options involves substantial risk, including the possible loss of capital.

4. Cookies and Similar Technologies

We may use cookies and similar technologies to remember preferences, maintain sessions, understand Website usage, measure advertising effectiveness, and improve our services.

You may be able to control cookies through your browser settings. Disabling certain cookies may affect the functionality of the Website.

If the Website uses third-party analytics, advertising, or tracking services, those providers may collect information about your online activities in accordance with their own privacy policies.

5. How We Share Information

We may share information with third parties when reasonably necessary to operate our business, including:

• Payment processors;

• Website hosting and technology providers;

• Email and communications providers;

• Analytics providers;

• Customer-support providers;

• Marketing and advertising service providers;

• Professional advisers, such as attorneys, accountants, and auditors; and

• Government authorities or other parties when required by law or necessary to protect legal rights.

We may also disclose information in connection with a merger, acquisition, financing, sale of assets, restructuring, bankruptcy, or other business transaction.

We do not sell your personal information for money merely because you use the Website. If our practices regarding the sale or sharing of personal information change, we will update this Privacy Policy and provide any notices required by applicable law.

6. Third-Party Services and Websites

The Website may contain links to third-party websites, platforms, payment processors, social-media services, or other services.

We are not responsible for the privacy practices, security, content, or policies of third parties. We encourage you to review the privacy policies of any third-party service before providing personal information.

7. Communications

If you provide your email address, you may receive transactional messages relating to purchases, accounts, or services.

Where permitted by law, you may also receive marketing or educational communications. You may unsubscribe from marketing emails by using the unsubscribe mechanism contained in those communications.

Even if you opt out of marketing communications, we may continue sending necessary transactional, administrative, security, or legal notices.

8. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

However, no Internet transmission or electronic storage system can be guaranteed to be completely secure. We cannot guarantee the absolute security of your information.

9. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide our services, maintain business and transaction records, resolve disputes, enforce agreements, and comply with legal, accounting, and regulatory obligations.

Retention periods may vary depending on the type of information and the purpose for which it was collected.

10. Children's Privacy

The Website is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13.

If you believe that a child has provided personal information to us, please contact us so that we can take appropriate steps to address the situation.

11. Your Privacy Rights

Depending on where you live, you may have certain rights regarding your personal information, which may include the right to:

• Request access to personal information we hold about you;

• Request correction of inaccurate information;

• Request deletion of certain information;

• Request information about how your personal information is collected or used;

• Opt out of certain marketing communications; and

• Exercise other rights provided by applicable privacy laws.

These rights are subject to applicable legal exceptions and limitations.

To submit a privacy-related request, contact us using the information provided below. We may need to verify your identity before completing certain requests.

12. California Residents

If you are a California resident, California privacy laws may provide additional rights regarding your personal information.

Depending on the circumstances, California residents may have rights to know about, access, correct, or delete certain personal information and to opt out of certain forms of sale or sharing of personal information.

If applicable law requires us to provide additional notices or rights, we will provide them as required.

13. International Visitors

If you access the Website from outside the United States, your information may be transferred to, stored, and processed in the United States or other countries where we or our service providers operate.

Privacy protections in those locations may differ from those in your country of residence.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business, Website, services, technology, or legal requirements.

When we make changes, we will update the “Last Updated” date above. Your continued use of the Website after an updated Privacy Policy becomes effective constitutes acknowledgment of the updated policy to the extent permitted by law.

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact:

OptionsStocksAndFinancePhD LLC
Website: www.OptionsAndStocksPhD.com

Privacy Contact:finance@optionsandstocksphd.com